We buy life insurance to provide financial security to us (at the time of maturity) and to our family in case something happens to us (as a death benefit). It is worth being extra careful while buying one so as…

Insurance Mis-selling: Insurance is a well-regulated business and all insurance companies follow the basic guidelines provided by the regulator – The Insurance Regulatory and Development Authority of India (IRDAI). The regulator insists on basic guidelines as below : Insurance should…

In life insurance, if something happens to you then your beneficiary or nominee will get a death benefit, but what if nothing happens? Will you get anything in return for the premium paid during the policy term? Yes, if the…

Life insurance is an essential part of financial planning that provides financial protection for loved ones in the event of an individual’s death. However, not all life insurance policies are created equally. In India, there are several types of life…

In today’s fast-paced world, having health insurance is more important than ever. With the rising cost of healthcare and the unpredictability of illnesses and accidents, it’s crucial to have a safety net in place to protect you and your family…